Best Car Insurance Companies in Fujairah: Did you purchase a new Car? If so then congratulations! but did you purchase car insurance for your vehicles? Buy a car and buy motor insurance right away to protect your car and pedestrians. You should know that auto insurance is important for every motorist in the UAE.
In this guide, we will articulate the name of 10 insurance companies that offers a wide range of policies. You can go through and find comfortable insurance policies and alleviate all your doubts.
Top 10 Car Insurance Companies in Fujairah
Here are listed 10 Car Insurance Companies that are dedicated to providing the service in Fujairah:
1. Union Insurance
Union Insurance was well established in 1998. It is licensed by the UAE Insurance Authority and listed on the Abu Dhabi Securities Exchange. The union insurance company provide the reliable policies typically for health, life, property, automobiles, maritime, engineering, and liability.
Union Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to the Insured Vehicle
- Damages Due to Strikes/ Riots/ MD
- Loss of Personal Belongings
- Windscreen Damage
- Emergency Medical Expenses
- Ambulance Service
- Taxi Fares
- New Car Replacement In Case of Total Loss – Auto Gap
- Personal Injury
- Lock Replacement
- Valet Parking Theft Cover
- Off Road Cover
- Guarantee of Garage Repair
Exclusions
- Involuntary Loss of Employment Insurance
- Agency Repair
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Replacement of Vehicle
- Oman Cover
- Road Side Assistance
Union Third-Party Car Insurance Coverage –
Inclusions
- Third Party Property Damage
- Third Party Bodily Injury
- Ambulance Services
- Personal Accident Benefit for Driver
- Personal Accident Benefit for Family Members
- Geographical Scope – UAE
Exclusions
- Accident of Overturning
- Fire and Theft
- Natural Calamities
- Damages Due to Strikes and Riots
- Personal Belongings
- Emergency Medical Expenses
- Valet Parking Theft Cover
- Replacement of Locks
- Waiver of Mandatory Excess for Windscreen Damage
- Off Road Cover
- Auto Gap
- Replacement of Vehicle
- Roadside Assistance
- Personal Injury for Injured or Spouse
- Agency Repair
- Car Registration Service
- Airport Pick Up & Drop Off
- Service Centre Pick Up and Drop Off
- Taxi Fare
Read: Top 10 Car Insurance Companies in UAE, Dubai 2024
2. Dubai National Insurance Company
The Dubai National Insurance & Reinsurance Company was established in 1991 and listed on the Dubai Financial Market. DNI is beneficial for motor, life, medical, accident, property, and liability insurance with in two option comprehensive and third-party insurance.
DNIR Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to Your Vehicle
- Damages Due to Riots/ Strikes/ MD
- Loss of Personal Belongings
- Windscreen Damage
- Emergency Medical Expenses
- Ambulance Service
- No Claim Discount Protection
- Taxi Fares
- Off Road Cover
- Agency Repair
Exclusions
- New Car Replacement in Case of Total Loss – Auto Gap
- Involuntary Loss of Employment Insurance
- Valet Parking Theft Cover
- Personal Accident for Worker/ Employee
- Lock Replacement
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Oman Cover
- Replacement of Vehicle
- Road Side Assistance
- Natural Calamity Cover
DNIR Third-Party Car Insurance Coverage –
- Third Party Property Damage
- Personal Accident Benefits
- Third Party Bodily Injury
3. GIG Gulf Insurance (Previously AXA)
GIG Gulf Insurance is serve the insurance policies over 70 years in the Middle East region. It is considered among the top 10 most respected insurance companies by Forbes Middle East. GIG Gulf Insurance streamlines 15 branches throughout the UAE with more than 800 professionals.
GIG Gulf Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to Your Vehicle
- Damages Due to Strikes/ Riots/ MD
- Windscreen Excess Waiver
- Loss of Personal Belongings
- Emergency Medical Expenses
- Ambulance Service
- No Claim Discount Protection
Exclusions
- Damages Due to Electrical or Mechanical Breakdown
- Racing or Vehicle Testing
- Damages Due to Intentional Actions That Violate UAE Laws
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Replacement of Vehicle
- Oman Cover
- Road Side Assistance
GIG Gulf Third-Party Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Ambulance Service
Exclusions
- Damage to Your Vehicle
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Oman Cover
- Road Side Assistance
Get Car Insurance Quotes Fujairah
4. AMAN Insurance
AMAN Insurance was well founded as a national public shareholders company in 2002 aiming to provide the Islamic insurance in the UAE. It is stand to provide for Islamic Insurance Services with covering health, motor, SMEs, and general accident insurance.
AMAN Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to the Insured Vehicle
- Windscreen Damage
- Lock Replacement
Exclusions
- Damages Due to Strikes/ Riots/ MD
- Loss of Personal Belongings
- Ambulance Service
- Emergency Medical Expenses
- Taxi Fares
- New Car Replacement in Case of Total Loss – Auto gap
- Involuntary Loss of Employment Insurance
- Valet Parking Theft Cover
- Agency Repair
- Off Road Cover
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Replacement of Vehicle
- Oman Cover
- Roadside Assistance
5. Al Sagr Insurance
Al Sagr National Insurance is known for motor insurance, travel insurance provider which is founded in 1979. It is registered with the UAE’s Ministry of Economy and Commerce and has earned a B++ rating from A.M. Best Europe-Rating Service Limited. It offers comprehensive and third-party liability insurance plans.
Al Sagr Comprehensive Car Insurance Coverge & Addons –
Inclusions
- Third Party Liability
- Third Party Damage
- Damage to Your Vehicle
- Windscreen Damage
- Emergency Medical Expenses
Exclusions
- Agency Repair
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Replacement of Vehicle
- Road Side Assistance
- Oman Cover – Own Damage Included
Al Sagr Third Party Coverage & Addons –
Inclusions
- Third Party Damage Limit
- Third Party Liability
Exclusions
- Damage to Your Vehicle
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
6. RAK Insurance
Ras Al Khaimah National Insurance Company was rapid growing insurance company in the UAE insurance market. It is well established in 1974. RAK Insurance offers Car insurance which includes both comprehensive and third-party plans.
RAK Third-Party Car Insurance Coverage –
Inclusions
- Third Party Death and Bodily Injury
- Third Party Property Damages
- National Ambulance Service
Add-Ons
- Roadside Assistance
7. Adamjee Insurance
Adamjee Insurance originally originated in Pakistan and come back in the UAE insurance market in 1960. It offers comprehensive insurance for health as well as car insurance package.
Adamjee Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to Your Vehicle
- Damages Due to Strikes/ Riots/MD
- Windscreen Excess Waiver
- Fire and Theft Cover
Exclusions
- Loss of Personal Belongings
- Emergency Medical Expenses
- New Car Replacement in Case of Total Loss – Auto Gap
- Lock Replacement
- Involuntary Loss of Employment Insurance
- Valet Parking Theft Cover
- Agency Repair
- Airport Pick and Drop Service
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Replacement of Vehicle
- Road Side Assistance
Adamjee Third-Party Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
Exclusions
- Damage to Your Vehicle
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Roadside Assistance
8. Alliance Insurance
Alliance Insurance has become one of the leading insurance companies across the UAE over the years. It provides services mostly to individuals, corporations and government agencies.
Alliance Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to the Insured Vehicle
- Loss of Personal Belongings
- Windscreen Damage
- Emergency Medical Expenses
- Ambulance Service
- Agency Repair
- Fire & Theft Cover
Exclusions
- Off Road Cover
- Car Registration Service
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Replacement of Vehicle
- Oman Cover
- Roadside Assistance
Alliance Third-Party Car Insurance Coverage –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to the Insured Vehicle
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Roadside Assistance
- Oman Cover
9. Salama Insurance
Salama Insurance well established in 1979 headquartered in the UAE. It is one of the oldest and largest insurance providers of Shariah-compliant takaful services. It is listed in the Dubai Financial Market with a paid-up capital of 939 million AED (255 million USD).
Salama Comprehensive Car Insuance Coverage & Addons –
Inclusions
- Third Party Liability
- Third Party Damage
- Damage to Your Own Vehicle
- Loss of Personal Belongings
- Windscreen Damage
- Emergency Medical Expenses
- Ambulance Service
- New Car Replacement in Case Total Loss – Auto Gap
- Lock Replacement
- Valet Parking Cover
- Off Road Cover
- Fire and Theft Cover
- Child Car Seat Replacement
- Agency Repair
- Car Registration Service
Exclusions
- Involuntary Loss of Employment Insurance
- International Driving Licence Discount
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Replacement of Vehicle
- Oman Cover
- Road Side Assistance
Salama Third Party Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
Exclusions
- Damage to Your Own Vehicle
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Road Side Assistance
10. Watania Takaful (Previously Noor Takaful)
Watania Takaful stands as a reputable Islamic insurance provider which was established in 2009 in the UAE. Watania Takaful offers prominent insurance options including medical, car, home, travel, family, and boat insurance.
Watania Takaful Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to Your Own Vehicle
- Damages Due to Strikes/ Riots/ MD
- Loss of Personal Belongings
- Windscreen Excess Waiver
- Emergency Medical Expenses
- Ambulance Service
- Taxi Fares
- New Car Replacement in Case of Total Loss – Auto Gap
- Personal Injury
- Lock Replacement
- Valet Parking Cover
- Off Road Cover
- Fire and Theft Cover
- Child Car Seat Replacement
- Agency Repair
- Off Road Recovery
- Emergency Repair Expense
Exclusions
- Involuntary Loss of Employment Insurance
- Airport Pick and Drop Service
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Replacement of Vehicle
- Oman Cover
- Road Side Assistance
Watania Takaful Third-Party Car Insurance Coverage –
- Third Party Property Damage
- Third Party Bodily Injury
FAQs
Conclusion
It is very important for a driver to have best insurance police so that the company can manage if something happens. Therefore, this blog provided you a top 10 best car insurance providers companies in the Fujairah. After exploring you can choose the insurance company blindly.
