Top 10 Car Insurance Companies in Al Ain: In UAE, you must adhere to the traffic regulations for every motorist. The UAE government is constantly revising traffic laws to promote the safety of its residents. Apart from that you need to insure your vehicles in case happens any incidents the insurance company compensates for any loss of the car and the third-party liabilities.
Hence, it would be best if you learned about insurance policies occasionally. Here you will observe the names of the top 10 car insurance companies serving all Ain and the Inclusion and exclusion by these companies. This may help you Top 10 Best Car Insurance Companies in Fujairah in 2024
Best Car Insurance Companies in Al Ain
Below are the top 10 list of insurance companies in Al Ain. This list is articulated through deep observation.
Dubai National Insurance Company
Dubai National Insurance Company established in 1991, has served over 30+ years and is listed on the Dubai Financial Market (DFM). It offers multiple insurance products encompassing motor, life, medical, accident, property, liability insurance, and others.
Dubai Natioanal Insurance Company Comprehensive Coverage Policy –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to Your Vehicle
- Damages Due to Riots/ Strikes/ MD
- Loss of Personal Belongings
- Windscreen Damage
- Emergency Medical Expenses
- Ambulance Service
- No Claim Discount Protection
- Taxi Fares
- Off Road Cover
- Agency Repair
Exclusions
- New Car Replacement in Case of Total Loss – Auto Gap
- Involuntary Loss of Employment Insurance
- Personal Accident for Worker/ Employee
- Lock Replacement
- Valet Parking Theft Cover
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Replacement of Vehicle
- Roadside Assistance
- Oman Cover
Dubai Natioanal Insurance Company Third Party Coverage Policy –
- Third Party Property Damage
- Third Party Bodily Damage
- Ambulance Cover
Adamjee Insurance
When the Adamjee Insurance come in UAE it became one of the most fast expanding insurance company. Well it is originally originated in Pakistan and established in 1960. Adamjee provides health insurance and car insurance policies in the UAE under two plans that is comprehensive insurance and third party insurance plan.
Adamjee Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Damages Due to Strikes/ Riots/MD
- Windscreen Excess Waiver
- Fire & Theft Cover
- Damage to Your Vehicle
Exclusions
- Loss of Personal Belongings
- Lock Replacement
- Involuntary Loss of Employment Insurance
- Valet Parking Theft Cover
- Agency Repair
- Airport Pick and Drop Service
- Emergency Medical Expenses
- New Car Replacement in Case of Total Loss – Auto Gap
Add-Ons
- Natural Calamity Cover
- Replacement of Vehicle
- Road Side Assistance
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
Adamjee Third Party Car Insurance Coverage & Addons –
Inclusions
- Third Party Liability
- Third Party Damage
Exclusions
- Damage to Your Vehicle
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Roadside Assistance
GIG Gulf Insurance (Previously AXA)
GIG Gulf Insurance (Previously AXA) served more than 70 years of experiences across the Middle East. It has operates 15 branches with more than 800 employees throughout the UAE. GIG Gulf Insurance offers golf, motorcycle, private clients, personal accident, and relocation insurance.
GIG Gulf Comprehensive Insurance Policy Coverage –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to Your Vehicle
- Damages Due to Strikes/ Riots/ MD
- Windscreen Excess Waiver
- Loss of Personal Belongings
- Emergency Medical Expenses
- Ambulance Service
- No Claim Discount Protection
Exclusions
- Damages Due to Electrical or Mechanical Breakdown
- Racing or Vehicle Testing
- Damages Due to Intentional Actions That Violate UAE Laws
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Replacement of Vehicle
- Oman Cover
- Roadside Assistance
GIG Gulf Third Party Insurance Policy Coverage –
Inclusions
- Third Party Damage
- Third Party Liability
- Ambulance Service
Exclusions
- Damage to Your Vehicle
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Oman Cover
- Road Side Assistance
Salama Insurance
Salama Insurance in 1979 and made a huge domain. It listed on the Dubai Financial Market, with a paid-up capital of AED 939 Million ( 255 Million USD). Salama Insurance is one of the oldest and biggest providers of Shariah-compliant Takaful services in the world which is operates from the UAE.
Salama Comprehensive Car Insurance Policy Coverage –
Inclusions
- Third Party Liability
- Third Party Damage
- Emergency Medical Expenses
- Ambulance Service
- New Car Replacement in Case Total Loss – Auto Gap
- Lock Replacement
- Valet Parking Cover
- Off Road Cover
- Fire and Theft Cover
- Damage to Your Own Vehicle
- Loss of Personal Belongings
- Windscreen Damage
- Child Car Seat Replacement
- Agency Repair
- Car Registration Service
Exclusions
- Involuntary Loss of Employment Insurance
- International Driving Licence Discount
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Replacement of Vehicle
- Oman Cover
- Road Side Assistance
- Natural Calamity Cover
Salama Comprehensive Car Insurance Policy Coverage –
Inclusions
- Third Party Damage
- Third Party Liability
Exclusions
- Damage to Your Own Vehicle
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Road Side Assistance
Union Insurance
Union Insurance is a one of the top-notch insurance companies in the UAE. It s established in 1998. It is licensed by the UAE Insurance Authority and listed on the Abu Dhabi Securities Exchange. It offers a variety of insurance plans including health, life, property, automobiles, maritime, engineering, and liability.
Union Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to the Insured Vehicle
- Damages Due to Strikes/ Riots/ MD
- Loss of Personal Belongings
- Windscreen Damage
- Emergency Medical Expenses
- Ambulance Service
- Taxi Fares
- New Car Replacement in Case of Total Loss – Auto Gap
- Personal Injury
- Lock Replacement
- Valet Parking Theft Cover
- Off Road Cover
- Guarantee of Garage Repair
Exclusions
- Involuntary Loss of Employment Insurance
- Agency Repair
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Replacement of Vehicle
- Oman Cover
- Road Side Assistance
Union Third Party Car Insurance Coverage –
Inclusions
- Personal Accident Benefit for the Driver
- Personal Accident Benefit for Family Members
- Geographical Scope – UAE
- Third Party Property Damage
- Third Party Bodily Injury
Exclusions
- Overturning Accident
- Fire and Theft
- Natural Calamities
- Damages Due to Strikes and Riots
- Personal Belongings
- Waiver of Mandatory Excess for Windscreen Damage
- Off Road Cover
- Auto Gap
- Replacement of Vehicle
- Road Side Assistance
- Personal Injury for Injured or Spouse
- Agency Repair
- Car Registration Service
- Airport Pick Up and Drop Off
- Service Centre Pick Up and Drop Off
- Taxi Fare
- Emergency Medical Expenses
- Valet Parking Theft Cover
- Lock Replacement
Alliance Insurance
Alliance Insurance is a reputable insurance provider in the UAE with over 4.5 decades throughout the UAE with many branches. It offers the services just for individuals, corporations and government agencies.
Alliance Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Emergency Medical Expenses
- Ambulance Service
- Agency Repair
- Fire and Theft Cover
- Third Party Liability
- Damage to the Insured Vehicle
- Loss of Personal Belongings
- Windscreen Damage
Exclusions
- Off Road Cover
- Car Registration Service
Add-Ons
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Replacement of Vehicle
- Oman Cover
- Personal Accident (PA) Cover for Driver
- Roadside Assistance
Alliance Third Party Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
Add-Ons
- Roadside Assistance
- Oman Cover
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
Oriental Insurance
The establishment of the Oriental Insurance is from India and wholly owned by the Indian government. It was established in 1947 and headquartered in Delhi. It has more than 31 regional offices and 1,800 offices across Dubai, Nepal, and Kuwait. It offers motor, household, and personal accident coverage categorized under 4 sections that is comprehensive, third-party liability, motorcycle, and fleet comprehensive insurance.
Oriental Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Damage to Your Vehicle
- Windscreen Excess Waiver
- Emergency Medical Expenses
- Ambulance Service
- Damages Due to Strikes/ Riots/ MD
- Loss of Personal Belongings
- Off Road Cover
- Fire and Theft Cover
- Agency Repair
- Lock Replacement
- Valet Parking Theft Cover
Exclusions
- Child Car Seats
- Involuntary Loss of Employment Insurance
- New Car Replacement in Case of Total Loss
- Alloy Wheel Replacement
Add-Ons
- Natural Calamity Cover
- Replacement of Vehicle
- Road Side Assistance
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Car Hire Cash Benefit
Oriental Third Party Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
Inclusions
- Damage to Your Vehicle
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
Al Sagr Insurance
Al Sagar National Insurance is a trusted insurance among companies in UAE. It was established in 1979 and is registered by the Ministry of Economy and Commerce of the UAE and it has a B++ rating from A.M. Best Europe-Rating Service Limited.
Al Sagr Comprehensive Insurance Coverage & Addons –
Inclusions
- Damage to Your Vehicle
- Windscreen Damage
- Emergency Medical Expenses
- Third Party Liability
- Third Party Damage Limit
Exclusions
- Agency Repair
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Oman Cover – Own Damage Included
- Natural Calamity Cover
- Replacement of Vehicle
- Road Side Assistance
Al Sagr Third Party Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
Exclusions
- Damage to Your Vehicle
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
Sukoon (Previously Oman) Insurance
Sukoon Insurance is a oldest and secure insurance company for over five decades. It handles each of the emirates with a network of over 15 branches in the Sultanate of Oman and Qatar. It provides the Comprehensive, Third-party and prerogative Motor insurance plans.
Sukoon Comprehensive Car Insurance Coverage –
- Windscreen Cover
- Coverage for Natural Disasters, Floods, Storms, Strikes, Civil Commotions, and Riots
- Emergency Roadside Assistance
- Off Road Cover
- Courtesy Car Cash Benefit
- Valet Parking Theft Cover
- Personal Injury Cover
- Third Party Property Damage
- Agency Repairs
- Emergency Medical Expenses
- Personal Belongings Cover
Sukoon Third Party Car Insurance Coverage –
Inclusions
- Third Party Bodily Injury
- Loss of Use Allowance
- Ambulance Cover
- Third Party Property Damage
Add-Ons
- Personal Accident Benefit for Driver
- Personal Accident Benefit for Passengers
- Roadside Assistance
Tokio Marine Insurance
Tokyo Marine Insurance is began in 1879 and is a non-life insurance company originating in Japan, incorporated in in the UAE in 1976. These days Tokyo Marine Insurance is obedient to more than 40 countries and territories and has 155 subsidiaries.
Tokio Marine Comprehensive Car Insurance Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Bodily Injuries
- Ambulance Service
- Personal Injury
- New Car Replacement in Case of Total Loss (Only for Brand New Vehicles)
- Off Road Cover
- Fire and Theft Cover
- Car Hire Cash Benefit
- Accident and Breakdown Recovery
- Loss of Benefit Allowance
- Self Authorisation Repairs
Exclusions
- Not Mentioned
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
- Natural Calamity Cover
- Oman Cover
Tokio Marine Third-Party Liability Coverage & Addons –
Inclusions
- Third Party Damage
- Third Party Liability
- Ambulance Service
- Accident and Breakdown Recovery
- TPL Bodily Injuries
Exclusions
- NA
Add-Ons
- Personal Accident (PA) Cover for Driver
- Personal Accident (PA) Cover for Passenger
FAQs
Conclusion
This covers our list of car insurance companies in Al Ain. Almost all these companies offer the same product in UAE and in all states. You can find the better car insurance company by exploring as you wish.
