Top 10 Car Insurance Companies in UAE, Dubai 2024

Top 10 Car Insurance Companies in UAE, Dubai 2024

Best Car Insurance UAE, Dubai: UAE In a country of hustle and bustle, the UAE is one of the fastest-evolving destinations in the world. It is the most congested point of disembarkation tourists spot with prominent vehicles. However, these days Insurance is also mandatory for safety. At a glance, most car insurance companies stipulate and offer several plans for the policyholder to protect against accidents, injuries, fire, theft, disaster, etc.

The main intent of this blog is to be conscious of buying car insurance that is appropriate for you. Here the policies and rules of every single insurance company may vary. Here are the articulate names of the insurance companies with their Inclusions and Add-ons.

List of Car Insurance Companies in UAE 2024

1. Watania Takaful (Previously Noor Takaful)

Watania Takaful (Previously known as Noor Takaful) offers various insurance packages. It provides comprehensive car insurance plans and is also considered one of the best car insurance provider companies in the UAE.

Below are the features provided by Watania Takaful encompasses the Inclusions and Add-ons:

Inclusions

  • Third-party Liability
  • Damage to the Insured Vehicle
  • Riots/MD/Strikes
  • Windscreen Excess Waiver
  • Ambulance Service
  • Auto Gap
  • Lock Replacement
  • Off-road Cover
  • Child Car Replacement
  • Emergency Repair Expense
  • Loss of Personal Belongings
  • Emergency Medical Expenses
  • Taxi Fares
  • Personal Injury
  • Valet Parking Cover
  • Fire and Theft Cover
  • Off-road Recovery
  • Car Hire Cash Benefit

Add-ons

  • Personal Accident Benefit 
  • Natural Calamity Cover
  • Vehicle Replacement
  • Oman Cover Extension
  • Roadside Assistance

2. Tokio Marine Insurance

Tokyo Marine Insurance is a non-life insurance company originating in Japan, incorporated in 1976 in the UAE as an insurance provider. These days Tokyo Marine Insurance is obedient to more than 40 countries and territories and has 155 subsidiaries.

Let’s dive into it to observe the Inclusions and Add-ons served by the Tokyo Marine.

Inclusions

  • Third-party Liability
  • Damage to Own Vehicle
  • Windshield Damage Excess Waiver
  • Off-road Cover
  • Fire and Theft Cover 
  • Emergency Medical Expenses

Add-ons

  • Loss of Use

3. Liva (Previously RSA) Insurance

Live (Previously RSA insurance) Insurance is dedicated to over six decades of experience in offering the insurance policy entire UAE. It was originally established three centuries ago and came back to the UAE market in 1956.

Liva Insurance offers multiple insurance policies in the UAE for Car, the policies including:

Inclusions

  • Third-party Liability
  • Damage to Own Vehicle
  • Emergency Medical Expenses
  • Taxi Fares
  • Windscreen Protection
  • Off-road Cover
  • Ambulance Service

Add-ons

  • N/A

Also Read: Best Car Insurance Companies in Abu Dhabi

4. GIG Gulf (Previously Known as AXA) Car Insurance

GIG Gulf was formerly known as AXA and it comes from the French. It is considered as one of the best car insurance provider companies in UAE compared to other insurance companies. It offers Comprehensive and Third-Party Liability insurance plans given below.

Inclusions

  • Third-party Liability
  • Damage to Own Vehicle
  • Cover against Riots/MD/Strikes
  • Windscreen Excess Waiver
  • Ambulance Service
  • Auto Gap
  • Off-road Cover
  • Accident and Breakdown Recovery
  • Car Registration Service
  • Airport Pick and Drop Service
  • Loss of Personal Belongings
  • Emergency Medical Expenses
  • Personal Injury
  • Fire and Theft Cover

Add-ons

  • Personal Accident Cover
  • Natural Disaster Cover
  • Vehicle Replacement
  • Roadside Assistance – Breakdown Recovery
  • Oman Cover 

5. Adamjee Insurance

Adamjee Insurance originates from Pakistan in 1960 recognized by Pakistan Stock Exchange Limited. It is suitable for car insurance in the UAE and cars up to 15 years old are insured. It provides comprehensive and third-party car insurance plans.

Explore the benefits and other featured offers by Adamjee Insurance given below:

Inclusions

  • Third-party Damage
  • Damage to Own Vehicle 
  • Cover against Riots/MD/Strikes
  • Ambulance Service
  • Windscreen Excess Waiver
  • Fire and Theft Cover

Add-ons

  • Replacement Vehicle
  • 24/7 Roadside Assistance and Breakdown Recovery
  • Natural Disaster
  • Windscreen Damage Cover
  • Personal Accident Benefit 

6. Al Sagr Insurance

Al Sagar Insurance is dedicated to providing world-class insurance solutions and was incorporated on 25 December 1979 as a multi-line national insurance company headquartered in Dubai – UAE.

Grab Al Sagar Insurance benefits and other benefits in below mentioned details:

Inclusions

  • Agency Repair
  • Outside Agency Repair
  • Bodily Injury
  • Personal Accident Cover 
  • Damage to Own Vehicle 
  • Third-party Liability
  • National Ambulance Service 

Add-ons

  • Natural Disaster Cover
  • Windscreen Damage Waiver
  • Medical Expenses
  • Car Replacement 
  • Oman Extension Cover
  • Orange Car Benefit
  • Roadside Assistance

7. Abu Dhabi National Takaful Company

Abu Dhabi National Takaful Company was founded in 2003 with its headquarters in Abu Dhabi. It is licensed by the Ministry of Economy & Commerce for the national Takaful regional market and a public shareholding company. It provides Comprehensive Car Insurance that includes Personal Injury/Accident and Emergency Medical Expenses.

Here I have articulated some advantages of Abu Dhabi National Takaful Company’s Inclusions and Add-ons including:

Inclusions

  • Third-party Liability
  • Damage to Own Vehicle
  • Fire and Theft Cover

Add-ons

  • Emergency Roadside Assistance
  • Rent-a-car Benefit for 24 Hours
  • Emergency Medical Expenses
  • Car Registration
  • Natural Disasters Cover
  • Off-road Cover
  • Oman Extension
  • National Ambulance Service
  • Car Replacement
  • Income Protection

8. Sukoon (Previously Oman) Insurance

Sukoon Insurance is the most oldest and secure insurance company for over five decades. It manipulates each of the emirates, with a network of over 15 branches in the Sultanate of Oman and Qatar. It offers Comprehensive, Third-party and prerogative Motor insurance plans including:

Inclusions

  • Third-party Injury
  • Loss of Use Allowance
  • Third-party Property Damage
  • Ambulance Cover
  • Loss or Damage to Insured Vehicle

Add-ons

  • Personal Accident Cover
  • Lock Replacement
  • Cover against Natural Disasters
  • Personal Injury Cover
  • Roadside Assistance

9. Salama Takaful Insurance

Salama Takaful Insurance is one of the biggest and oldest insurance companies. It was well established in 1979 and was incorporated in 1979. Salama is listed in the Dubai Financial Market with a paid-up capital of 939 million AED (255 million USD).

It provides comprehensive car insurance plans with a wide range of benefits and features encompasses:

Inclusions

  • Third-party Liability
  • Damage to Own Vehicle
  • Loss of Personal Belongings
  • Emergency Medical Expenses
  • Auto Gap
  • Valet Parking Cover
  • Child Car Seat Replacement 
  • Car Registration Service
  • Windscreen Damage
  • Ambulance Service
  • Lock Replacement
  • First and Theft Cover

Add-ons

  • Personal Accident Cover 
  • Natural Disaster Cover
  • Vehicle Replacement
  • Roadside Assitance

10. Al Fujairah National Insurance Company (AFNIC)

Al Fujairah National Insurance Company (AFNIC) offers Driver and Passenger Coverage, Windscreen Damage Repairs, Personal Accident Coverage, etc under Comprehensive Car Insurance and Third-Party Liability Car Insurance.

Here’s an insight into some of the inclusions and add-ons below:

Inclusions

  • Agency Repair
  • Damage to the Insured Vehicle
  • Third-party Liability
  • Fire and Theft Cover

Add-ons

  • Personal Accident Cover for Drivers and Passengers
  • Oman Cover with Orange Card
  • Natural Disaster Cover
  • Emergency Roadside Assistance

Get Car Insurance Quotes Dubai

FAQs on Best Car Insurance Dubai

There are typically 2 types of car insurance in the UAE which are Comprehensive Insurance and Third-Party Liability Insurance.

You need to accumulate the following documents before purchasing car insurance:

  • Emirates ID
  • Driver’s license
  • Vehicle registration card
  • Vehicle purchase invoice (for new cars)

These are some top car insurance companies in Dubai include:

  • Salama Islamic Arab Insurance
  • Adamjee Insurance
  • Oman Insurance
  • AXA Insurance
  • Noor Takaful Insurance

The premiums are calculated based on several factors including:

  • Make and model of the vehicle
  • Place of registration
  • Year of manufacture
  • Driver’s age, experience, and claims history
  • Current market value of the vehicle

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Mo. Arif Khan

Hello! I am the founder of abudhabitrafficfines.com, my main aim is to help residents living in UAE by providing accurate and up-to-date guides on fines.

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